Group Health Takaful
Group Health Takaful
Introduction Of Alfalah Group Health Takaful.
Alfalah Insurance offers a comprehensive Group Health Insurance Program designed to support organizations in safeguarding the health and well-being of their employees and their families. This solution enables companies to provide structured, reliable, and cost-effective medical coverage as part of their employee benefits.
The program is built with flexibility at its core, allowing organizations to customize coverage based on their workforce needs. It provides financial protection against unforeseen medical expenses while ensuring access to quality healthcare services through an established network and experienced medical support team.
Alfalah’s group health plans typically cover a wide range of medical services including hospitalization (IPD), outpatient treatment (OPD), surgical procedures, maternity benefits, and critical illness coverage, depending on the selected plan structure.
With a strong focus on service excellence, digital facilitation, and healthcare accessibility, Alfalah Insurance empowers organizations to enhance employee satisfaction, improve retention, and promote a healthier, more productive workforce.
Alfalah Group Health Takaful Coverage
Alfalah Takaful Company can help you by offering its health Takaful products as mentioned here under to overcome health related unpredictable events of life.
Hospitalization Cover (Basic Cover)
Medical Expenses will be covered/ reimbursed as per policy terms & conditions incurred up to the specified limit as in the Table of Benefits on account of the following.
- Endoscopies, Angiography, Thallium Scan, MRI & CT-Scan (on out-patient setting when advised by the relevant physician/surgeon).
- Day Care Surgeries (without the condition of 24 hours in hospital) e.g. cataract, Hernia, POP etc.
- Accidental Treatment including treatment of fractures & dressing of lacerated wounds etc
- Pre-admission and Post-hospitalization Benefits (expenses incurred outside the hospital lead to actual hospitalization, up to a limit specified, mentioned in the Table of Benefits).
- Daily Room Charges & ICU/CCU Charges (inclusive of meal charges wherever applicable)
- Operation Theatre Charges
- Surgeons / Consultant's fee
- Anesthetist fee
- Pharmacy / Surgical Items
- Diagnostic tests
Maternity Cover (Optional Cover)
Medical Expenses will be covered/ reimbursed as per policy terms & conditions incurred up to the specified limit as in the Table of Benefits on account of the following.
- Accommodation Charges
- Gynecologist's fee for delivery & consultations
- Labor Room / Operation theatre charges
- Anesthetist fee
- Miscarriage, D&C
- Medicines or Drugs
- Diagnostic tests
- Pre-natal and Post-natal Expenses
- Baby's Nursing Care
- Circumcision of baby boys up to a specific limit as mentioned in the benefit table.
Note: Daily Room Charges are inclusive in the Maternity Limit
OPD Benefits (Optional Cover)
- Consultations/Follow-Up Visits
- Laboratory tests
- Surgeons / Consultant's fee
- Radiology/ Specialized Investigations
- Pharmacy / Surgical Items
- Prescribed Medicines
- Dental Treatment (therapeutic)
- Vaccinations
- Ophthalmology services (therapeutic)
