Motor Insurance
Motor Insurance
Complete protection for your car. Drive with confidence.
Your car is one of your most valuable assets. Private Vehicle Comprehensive Insurance shields you from the financial impact of accidental damage, theft, natural disasters, and third-party liability claims.
Whether you're commuting daily or traveling across the country, this policy ensures you and your vehicle are fully protected.
What This Insurance Covers for You
Protection for Your Vehicle
You are covered for loss of or damage to your vehicle and its accessories caused by:
- Accidental external damage or collision
- Damage while in transit by road, rail, air, inland waterways, lift, or elevator
- Theft, burglary, or house-breaking
- Natural disasters such as floods, hail, storms, cyclones, tornadoes, and typhoons
- Fire, explosion, lightning, self-ignition, or frost
- Riot and strike
- Earthquake, volcanic eruption, or other natural convulsions
- Malicious acts
Protection Against Third-Party Claims
If your vehicle is involved in an accident that causes harm to others, this policy protects you from financial and legal liability.
- Death or bodily injury to third parties
- Damage to third-party property, excluding property belonging to or under the control of the insured
The company will pay all costs and expenses incurred with its written consent. Limit applies.
Private Vehicle Comprehensive Insurance
Get coverage for theft, accidents, and third-party liability.
It is a motor insurance policy that provides complete protection, covering damage to your own vehicle as well as legal liability towards third parties.
Third-party insurance covers only legal liabilities to others, whereas comprehensive insurance also covers damage to your own vehicle due to accidents, theft, fire, and natural perils.
Yes. Loss or damage due to theft, burglary, or house-breaking is covered under comprehensive insurance.
Yes. The policy covers losses caused by floods, earthquakes, storms, cyclones, and other natural calamities as specified in the policy wording.
Yes. The policy indemnifies the insured against legal liability arising from death or bodily injury to third parties, subject to policy limits.
Yes. Legal costs and expenses are covered, provided they are incurred with the Company’s written consent.
Yes. Damage occurring while the vehicle is in transit by road, rail, air, or inland waterways is covered.
This cover is ideal for private vehicle owners seeking maximum protection, financial security, and peace of mind against both own-damage and third-party risks.
